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然而，oci和tpl并不是银行会计术语。 在银行会计中，经常使用的术语包括但不限于资本充足率（capital adequacy ratio，car）、拨备覆盖率（provision coverage. Navicat 是一款数据库客户端软件，在使用其连接 oracle 时，会报 cannot create oci environment 的错误，本篇经验就分享如何处理这个问题。

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Bergenfield, NJ, USA. 2 September, 2023. The Vietnam Veterans Memorial

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Cremation in Bergenfield, New Jersey Eulogy Assistant